ING Direct is an online banking entity that offers its customers a series of advantages, among which are the following: the possibility of carrying out banking operations 24 hours a day, 7 days a week, without commissions for maintenance of the maintenance of the Account or transfers to other banks.
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What is needed to open an Ing Direct account?
To open an Ing Direct account, it is needed:
– A valid identity document: Nie, passport or residence card.
– A residence document in Spain: registration certificate, rental or mortgage contract.
– A mobile phone number.
– An e-mail address.
– A debit or credit card to make the initial income.
How much does Ing charge without payroll?
The Flat Rate of ING for payroll without accounts is 3 euros per month. However, this entity offers a series of advantages to customers who decide to domicile their payroll in it. Specifically, the Bank offers a 100% bonus in the commission per reimbursement at national and international automatic ATMs, in addition to a series of discounts on products and services.
What happens if I don’t income 700 euros ING?
What happens if I don’t income 700 euros ING?
Have you ever asked yourself? Well, if you are an ING client, then you should know that not entering that monthly amount of money in your account could have consequences.
First, if you don’t enter 700 euros in your ING account, then your account could be canceled. This would mean that you would lose all the benefits offered by the account, such as access to online banking services and free debit card.
In addition, if you do not enter 700 euros in your ING account, you could also lose the welcome bonus of 100 euros. This bonus is granted to open a new account and, if you don’t use it, then it will simply be returned.
Finally, if you don’t enter 700 euros in your ING account, you could also have to pay a fine. The fine for not entering the monthly amount required in your ING account is 50 euros.
So, in summary, if you do not enter 700 euros in your ING account, then you could have to pay a fine and lose the welcome bonus. You could also lose access to online banking services and free debit card.
What is the best option to open a bank account?
If you are thinking of opening a bank account, you are probably wondering what is the best option for you. There are many things that you should consider, such as the types of accounts offered by banks, the requirements to obtain an account, the fees that charge and customer service.
To start, you must decide what type of bank account you need. There are check accounts, savings accounts and investment accounts. Each has its own benefits and characteristics. For example, check accounts usually have a lower monthly rate than savings accounts, but do not offer so much interest.
The requirements to obtain a bank account also vary according to the bank. Some banks require you to have a certain level of income or keep a minimum balance in your account. Other banks offer accounts without requirements.
You should also consider the rates charged by banks. Some banks charge a monthly rate, while others charge rates for each transaction you make. Be sure to understand all rates before opening an account.
Last but not least, you should consider customer service of a bank. Make sure the bank you choose has a good customer service and that you are willing to answer all your questions.
In short, there are many things that you should consider when choosing a bank to open a bank account. Take your time to investigate and find the bank that best suits your needs.
